In Florida, the ’30-year document’ rule refers to the Marketable Record Title Act (MRTA) under Chapter 712 of the Florida Statutes. Under this law, HOA covenants and deed restrictions automatically expire 30 years after their original recording date unless the association takes specific legal action to preserve them. The River Watch HOA law firm did file the necessary MRTA paperwork to extend the HOA covenants for an additional 30 years.